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Is Your American Eskimo Insurance Worthy?


Not all american eskimos meet the strict guidelines mandated by insurers. About five years ago in San Francisco, two Presa Canarios mauled a woman to death. Today, insurance companies are increasingly denying and even restricting coverage for homeowners with various DOG breeds: Doberman pinschers, German shepherds, pit bulls, Rottweilers and other temperamental canines.

The bichon frise breed is quite old. Originally they used to belong only to kings and queens. However, eventually they became known for their abilty to learn tricks and for their excellent sense of balance. As a result, they gained a reputation for being excellent as circus dogs.


Since insurers have had to pay excessive prices in DOG-bite claims each year, agencies have implemented strict policy guidelines.

An American foxhound became one of the most amazing mothers in the dog world when she set a record for the largest litter of puppies in 1944. She had not one, not two, not even ten, but twenty-three puppies!

As a result, these restrictive insurance policies are making it a challenge in placing certain breeds in new homes. In various states across the country, pit bulls, Rottweilers and certain other breeds are deemed dangerous. Many american eskimo lovers are not motivated to endure the hassle of adopting a canine when it necessitates changing insurance policies, coverage or companies. For instance, 20 percent of the DOG adoption applications submitted through A Rotta Love are canceled each month because of insurance issues.

When it comes to collies there is some debate about the smooth-coat collie. Some breed organizations consider the smooth-coat and rough-coat dogs to be variations of the same breed. Others consider them to be completely seperate.

According to the vice president of the Insurance Information Institute in Washington, Carolyn Gorman aggressive canines have cost the industry significant losses. On the contrary, rescue groups contend that insurers are unduly targeting specific DOG breeds instead of trying to assess the potential of violent behavior of an individual canine's history. Here are a few prominent insurance company's mandate these guidelines:

When it comes to collies there is some debate about the smooth-coat collie. Some breed organizations consider the smooth-coat and rough-coat dogs to be variations of the same breed. Others consider them to be completely seperate.

-- Allstate Corp.'s policies vary from state-to-state. -- Hartford Financial Services Group Inc. does not generally underwrite policies for homes with pit bulls, Presa Canarios or Rottweilers. -- Liberty Mutual reviews each case before insuring a policy

Many people think that the kerry blue terrier is the national dog of Ireland. Actually, the Irish government never has given this designation to any breed. Michael Collins, one of Irelands most famous patriots, introduced legislation to elevate the Kerry Blue, or the Irish Blue Terrier as they were then called, to the national dog of Ireland. After his murder, the interest in the initiative was lost.

Homeowner american eskimo insurance fact: Over the last five years, insurance companies have reduced the amount of losses due to aggressive DOG related incidents. In 2020, only $317.2 million in costs were doled out on DOG claims filed by homeowners.

The largest and the smallest dogs to live in the White House were both there during the tenure of president James Buchanan. The president had a Newfoundland named Lara. His niece, Harriet Lane, had a tiny toy terrier named Punch.

The Papillon is a small dog breed with distinctive large, fringed ears that earned it its name, the French word for butterfly. The Papillon is believed to be one of the oldest of the toy breeds.

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